• Unpleasant facts sometimes have to be faced and wise people face them!
• if you should die prematurely, how would your dependents fare?
• If the unthinkable happened and you were not around life insurance cover will help towards your funeral and burial costs, probate and other estate administrative costs, debts and medical expenses, not covered by health insurance.

As an 'Independent' life insurance broker operating an on line service; we provide you with the benefit of our extensive knowledge and experience when you are looking for comprehensive life insurance cover; the ethos of Health Trust Fund is to provide a personal service to our clients, life insurance cover that we provide, will offer a comprehensive range of benefits whilst being excellent value for money!

If you request an insurance quote online or you phone and ask us to arrange your life cover, a member of our small team of experienced advisers will be available to assist you, in any way they can, to help you to make an informed decision about the type of insurance cover you may require; explaining everything to you so that you understand your life insurance quote and what it covers.

Initial contact with you, will be by phone, this is to establish that all your details are correct and to answer any questions that you may have about life protection, thereafter, communication with you will be via e-mail unless you prefer to communicate with us by phone.

We are acutely aware at Health Trust Fund that people’s circumstances are different therefore, we consider your requirements and situation carefully, before we provide you with a life quote; for example, we will take in to account any company employment benefits which you may be entitled to i.e. life insurance cover or a company pension scheme which on your death will provide your family with financial support or should you have a medical condition, we will discuss this with underwriters of all major providers in order to secure the very best terms for you! Also if you are looking for competitive car finance, then it is available from NetCars

A comprehensive fixed term life insurance policy will provide a lump sum payment when it is needed most, for your family and loved ones, should you pass away within the term of the life insurance cover.

If you become ill and can no longer work, life insurance with a critical illness element, will provide a financial cushion, to protect you and your family giving you… ‘One less thing to worry about’

As with all insurance policies, life insurance is a legal contract between the policy holder or policy owner and the insurer; the benefit will be paid to the designated beneficiary or beneficiaries, if an insured event occurs which is covered by the chosen life insurance policy.

Our website will provide you with all the information required for you
to evaluate the benefit of using the services of an online specialist life insurance broker; in preference to of one of the many off shore call centres